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08-Apr-2015 20:15

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The National Foundation for Credit Counseling can help you find a reputable credit counselor near you. The material provided on this site is not intended to provide legal, investment, or financial advice or to indicate the availability or suitability of any Capital One product or service to your unique circumstances.

Although signs show an upturn in the economy, many Americans are deep in debt, and not everyone can work overtime or a second job to pay down that debt.

Make sure your credit counseling organization is legitimate and reputable before you enter into any debt management plan.

The National Foundation for Credit Counseling can help you find a reputable credit counselor.

If you have more debt than you can manage it might seem frightening, and is probably highly stressful.

Know that there is help available to you, no matter what your situation is.

The most-recommended DMPs are run by non-profit organizations.